My Credit Cards
Explore my cards, their best use cases, and rewards structure. Use the affiliate links to get exclusive benefits!
American Express Gold
Earnings Rate:
- 4x points at US supermarkets and restaurants (Value: ~1.8¢/point)
- 3x points on flights booked directly with airlines
- 1x points on all other purchases
Extras: $120 annual dining credit, $120 Uber Cash, $84 Dunkin Credit
Annual Fee: $250
American Express Platinum
Earnings Rate:
- 5x points on flights and prepaid hotels (Value: ~1.8¢/point)
- 1x points on other purchases
Extras: Access to Centurion Lounges, $200 airline credit, $240 digital entertainment credit
Annual Fee: $695
American Express Blue Business Plus
Earnings Rate:
- 2x points on the first $50,000 in purchases annually (Value: ~1.8¢/point)
- 1x points on other purchases
Extras: No annual fee!
Annual Fee: $0
Capital One SavorOne Student
Earnings Rate:
- 3% cashback on dining, entertainment, and streaming services
- 1% cashback on all other purchases
Extras: No annual fee!
Annual Fee: $0
Capital One Quicksilver Student
Earnings Rate:
- 1.5% cashback on all purchases
Extras: No annual fee!
Annual Fee: $0
Discover It Chrome
Earnings Rate:
- 2% cashback at gas stations and restaurants (up to $1,000/quarter)
- 1% cashback on all other purchases
Extras: Cashback match for the first year
Annual Fee: $0
Apple Card
Earnings Rate:
- 3% cashback on Apple purchases and select merchants
- 2% cashback with Apple Pay
- 1% cashback on all other purchases
Extras: No fees of any kind, 0% APR Apple Financing
Annual Fee: $0
Chase Freedom Unlimited
Earnings Rate:
- 5% cashback on travel booked through Chase Ultimate Rewards
- 3% cashback on dining and drugstores
- 1.5% cashback on all other purchases
Extras: $200 bonus after spending $500 in 3 months
Annual Fee: $0